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How to Pick the Right Home Warranty

20.04.2016 / Comments are off

Fun fact: According to research, if a house comes with a home warranty, it is likely to sell much faster than a house that doesn’t. This shouldn’t be too surprising considering that people tend to be more comfortable when they know that they’re taken care of. But there are many home warranties out there for you to choose from. Here are a few pointers to help you make the right decision.

Get your coverage options straight

The first thing you need to do is find out what appliances are covered under different warranty plans. You need to find out how much you’ll be paying under different options and what appliances will be covered under that price. The more costly your plan, the more items you will get insured.

Take care of what isn’t covered

It’s a common and serious mistake to not carefully review what is covered under the services that are paid for, and it’s a mistake that’s sadly made by many who are looking for a home warranty. You also need to understand that not everything is covered under a home warranty; only the major home appliances and systems are. This excludes coffee makers and mixers and other small appliances. Furthermore, home warranties come with certain conditions that state under what situations repair or replacement can be covered. If an appliance breaks down due to poor care, then it’s not the fault of the warranty company, and they can refuse to fix it or replace it for you.